Latitude Finance

Get the look you want on an interest free plan you’ll feel great about.

We’ve teamed up with Gem Visa so you can indulge in the treatments you want, with flexible 0% interest payment plans.

Apply Now >



Two payment plans:

  • Interest free for 6 and 12 months*

Make minimum monthly payments, with the flexibility to make more when you can.

  • Buy Now, Pay Later*

No payments required during the promotional period with 6 and 12 month plans available.


All of these cards are accepted for these 0% interest free purchases

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Don’t have one of these cards? Apply for a Gem Visa today and choose the look you want – sooner.


Apply in 10 minutes and receive a response in 60 seconds



Check you're eligible

Before completing the application, you should be able to answer 'yes' to the two following questions:

1. Are you at least 18 years of age?

2. Are you a permanent resident of Australia?



What you'll need to apply

- Driver's license, passport or proof of age card

- Details of your income, assets and liabilities 

- Employer's contact number

Apply Now

Terms and conditions

*Offer available to approved Gem Visa customers and only on advertised/listed prices at participating Laser Clinics.  

  • Interest Free: Minimum spend ($150 for 6 months and $300 for 12 months). Monthly payments must be made during the promotional period. Interest and payments are payable after the interest-free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.
  • Buy Now, Pay Later: Minimum spend $150. You don't need to make any payments during the promotional period. However, you can make payments at any time.

Provided the total balance of your purchase is paid before the end of the 0% interest period, you will not pay any interest on any of these plans on your purchase.

Interest will be charged on outstanding balance after the plan expires at 24.99% p.a. A $99 annual fee for Gem Visa applies. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO Mastercard and Buyer’s Edge customers. Other conditions, fees and charges apply to these products, see relevant product websites for details.

Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.

For new applications offer subject to credit approval. Not everyone will qualify. See Terms and Conditions at gemvisa.com.au for more information about the account terms and benefits.